PENN-sieve

When you finish scholl, you get a graduation present from the company that gave you your student loan - no, they don't pay off your student loans for you but they do give you an additional 6 month grace period before you have to start making payments. So I should have had until November before I had to restart paying off my undergrad loans - COULDA SHOULDA WOULDA!

I was trying to be a responsible adult and get all of my banking info set up so that the loan payments would be directly withdrawn from my bank account. I sent in all the paperwork early. Then after doing my budget for the month I decided to send in a payment now. But boy did I get a surprise this week - not only did they process the "EXTRA" payment I sent in but they went ahead and did a direct withdrawal for a regular payment too! Two student loan payments in one month! Yeah, you guessed it, now I am broke!